Are you a first-time homebuyer? Yes? Then you might have several questions like where to start from? Which type of property to look for? What bank procedures do I need to undertake? How to check a property’s legality? The thoughts before buying a home put a lot of pressure. This article will take you through all the questions along with the solutions.
Ready to move-in houses–
The first question to confuse a first-time homebuyer is whether to purchase a ready-to-live-in home or under construction one. Where both the houses have their advantages, a ready-to-move-in house is a better choice. A ready-to-move-in house cuts down the waiting period. It is available in an instant and is GST exempt. Emami Realty has brought a Bungalow Township in Joka, Kolkata, nestled in an urban forest, which will cater to the needs of the customers.
Location Advantages–
Next pointer to look for when purchasing a house for the first time is its location. Location advantages imply centrality, neighborhood, commutation time, lifestyle, etc. The urban forest theme-based bungalow township by Emami Realty is a great example of locational advantage. The major metro station is within a distance of 4-5 km. Major railway stations like Sealdah, Majerhat, and Howrah are within 15 KM as well. And same goes for the airport.
Budget Houses–
Before looking for a place always keep a check on your budget. This budget should depend on the monthly as well as future expenses. It might seem mentally and financially exhausting to plan it out. Emami Aastha is a Bungalow township with the most optimally priced houses, which is nestled in the midst of nature.
Attached Amenities–
Being a first-time homebuyer the locality plays a very important role. The attached amenities and services serve as goodwill. The amenities of the Emami Aastha, the bungalow township are rich with recreational facilities, security, power backup, street lighting, and greenery.
Home Loans–
Home loans are a boon to first-time homebuyers. With its aid, they can sit back and buy their dream home. Some formalities might look complicated but can be executed in the following simple steps:
Fill out the forms for Home Loans.
Verification of documents by the bank
Background check
Loan approval process
Verification of property document
Loan disbursal
HDFC Bank, ICICI Bank & Axis Bank, are the leading bankers who are providing home loan to intending buyers of Emami Aastha.
